Terms & Conditions

Rowell Insurance Agency / MedicareWithoutStress™
Effective Date: May 1, 2026 | Last Updated: May 1, 2026

Please read these Terms and Conditions carefully before using the MedicareWithoutStress.org website. By accessing or using our website, you agree to be bound by these terms.

1. Use of Website

This website is operated by Rowell Insurance Agency for educational and informational purposes related to Medicare and insurance products. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others.

2. Services

Rowell Insurance Agency is a licensed insurance agency. The information provided on this site is for educational purposes only and does not constitute financial, legal, or insurance advice. Individual situations vary; consult a licensed professional.

3. SMS/Text Message Communications

By submitting your phone number on this website, you expressly consent to receive SMS/text messages from Rowell Insurance Agency. These messages may include appointment reminders, insurance information, and educational content.

  • Message frequency may vary.
  • Message and data rates may apply.
  • To opt out, reply STOP to any text message at any time.
  • For help, reply HELP or contact us at [email protected].
  • We do not share your SMS opt-in consent data with any third parties for marketing purposes.

4. Intellectual Property

All content on this website, including text, images, logos, and graphics, is the property of Rowell Insurance Agency and is protected by applicable intellectual property laws. Unauthorized use is prohibited.

5. Disclaimer of Warranties

This website is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any information on this site.

6. Limitation of Liability

Rowell Insurance Agency shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein.

7. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of Missouri. Any disputes shall be resolved in the courts of St. Charles County, Missouri.

9. Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date.

10. Contact Us

If you have questions about these Terms, please contact us:

Rowell Insurance Agency / MedicareWithoutStress™
5494 Brown Rd, St. Peters, MO
Phone: (636) 637-0022
Email: [email protected]